IRS Form W-9

Form W-9: Request for Taxpayer Identification Number

A plain-English guide to IRS Form W-9 — what it's for, who files it, when it's due, and how to complete it.

Form numberW-9
Official nameRequest for Taxpayer Identification Number
CategoryInformation return
Typically dueBefore a business pays a contractor
Official IRS Form W-9 (PDF)

What is Form W-9?

Form W-9 collects a contractor's or vendor's name and taxpayer ID so the paying business can later issue a 1099. It's an internal form — it isn't sent to the IRS.

A W-9 is dead simple but easy to fumble on the tax-classification line. A single-member LLC that hasn't elected corporate treatment checks "individual/sole proprietor," not "LLC" — a mismatch there can cause the payer's system to reject your info and start backup withholding.

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Who files it

Independent contractors, freelancers and vendors complete it when a client or business requests it before paying them.

When it's due

Form W-9 is generally due Before a business pays a contractor. Deadlines can move for weekends and holidays, so confirm the exact date for the current year on IRS.gov.

Key lines and parts

Here's what you'll actually fill in on Form W-9:

  • Name and business name
  • Federal tax classification (individual, LLC, S corp, etc.)
  • Address
  • Taxpayer Identification Number (SSN or EIN)
  • Certification and signature

How to file

Fill it in and return it to the requesting business, which keeps it on file and uses it to prepare information returns like the 1099-NEC.

Common mistakes & penalties

Two things: giving the wrong TIN (which invites 24% backup withholding), and sending the form insecurely. It carries your SSN, so never email it in plain text — use encrypted upload or a secure portal, and be suspicious of any W-9 request you didn't expect.
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Frequently asked questions

What is IRS Form W-9?

Form W-9 collects a contractor's or vendor's name and taxpayer ID so the paying business can later issue a 1099. It's an internal form — it isn't sent to the IRS.

Who has to file Form W-9?

Independent contractors, freelancers and vendors complete it when a client or business requests it before paying them.

When is Form W-9 due?

Form W-9 is generally due Before a business pays a contractor. Always confirm the current year's date on IRS.gov, since deadlines shift for weekends and holidays.

What's the most common mistake with Form W-9?

Two things: giving the wrong TIN (which invites 24% backup withholding), and sending the form insecurely. It carries your SSN, so never email it in plain text — use encrypted upload or a secure portal, and be suspicious of any W-9 request you didn't expect.